Friday, April 12, 2024

What Matters Most in Life

It’s summer once again and the whole country is experiencing the heat of the season with high temperature and humid weather. People are now always looking for summer getaway that will give them momentary respite from the crowded city and hot weather. Our family took to the mountain sites and stayed for two days at an aqua farm beside the mountain river surrounded by beautiful stones. There at the mountains the weather is so nice and the air is fresh and clean. Being at the top of the mountain makes you realize the beautiful creations of God. Our vacation felt like a dream. 

Coming back to our home I’ve been thinking of the place we’ve been and how it relaxed us. We plan to go there again whenever we have time so we can recharge physically, mentally and spiritually, that way we can also have a work life balance. We should not only work and work as if our life depends only on that.  We should have a real life outside our corporate world. We should also think of our health. I'm planning to focus on my health and shed some pounds to be able to regain a slimmer body again. I’ve read some articles online about  weight loss and I was inspired again to start anew. 

Early this year I focused on my health wellness and started my knee therapy but after nine sessions I got busy with work and stopped suddenly because we have weekly seminars and training in the office. Gladly, with the help of browsing some sites I had few tips and ideas on healthy diets that I started focusing again on being healthy and fit. Health is wealth and I want to be wealthy :-). 

Now when we’re at home and couldn’t find the time to go on a vacation we keep ourselves happy with planning a picnic at home, grilling some meat and feeling as if we’re in the rural areas. Sometimes we go to sports center and play bowling, basketball, badminton or visit arcades to play some nice games. We enjoy everything as a family and we compete with each other on those games just like when we indulge in online games, just like when I play Tap Supermarket which I enjoy very much because it’s like I’m just playing my dream. I plan to have a mini grocery store when I retire and the game simulates my dream. The game lets you manage a store where you need to restock your products, attend to customer’s needs and expanding your profits by selling more varieties.

Games are for everyone, young and old alike, it’s a form of relaxation and you just have to handle it wisely especially if you have little kids who seem to want to play unstoppable. At the end of a hard day at school and in work, I believe that one or two games whether it’s real or just online can help someone to be free of stress and anxieties. At they offer variety of kids’ games that can be played not just by kids but for adults as well. One can live a well-balanced happy life as long as you aware what can make you happy. What matters most is being happy, healthy and at peace with God as the center of your life.


Thursday, April 11, 2024

Relaxing Family Getaway at the Aquafarm

We had fun enjoying the holiday in Tanay, Rizal at JCM's Aquafarm with the mountain, river and all the beauty of the nature.  We booked our two-day holiday at the camp and rented an A-nipa hut, a big tent and a kitchen and wash area all to ourselves.  We have a nice very close view of the mountains and the river at the front of our hut and tent.  You could say that we have a riverfront accommodation :-). Our staycation is somewhat different from our usual beachfront vacations in the past because people in the camp site are only few and we each have our own place. The place has enough guests in the place but we're not crowded giving us a very relaxed vibe.  

We had our short bible study while the bonfire is just a few meters away which is just enough to warm the place and get rid of some flying insects.  I can't believe wearing jacket on a summer season but it's really cold in the night especially that we stayed in the river up to early evening and returned to our rented area when we can't stand the cold waters anymore.  It was a really a nice experience for us.  We spent the following day just having coffee at the front of the river, roamed the place and spent many hours swimming in the clear river water.  We picked up few stones there and dreamed that we still have another day to spare before coming back in the city.  Going home is both sad and happy. We'll go back again next time.  God is so good that He gave us a chance to enjoy His wonderful creations.    


A Visit to Mom's Farmland

It took us several years to finally visit my Mom's farmland in our hometown.  I never thought that I would be able to have a chance to go and hike in the mountainous farmland considering my knees' condition but when I finally reached the land I was so happy and grateful that God has guided us in our steep walk to the mountain. When we reached the highest point of the land I was amazed at the nature's beauty that greeted us atop the mountain.  It was so beautiful and the air we breathe smells so differently.  The cloud feels nearer, the air is cold, pure and so fresh.  

I'm grateful that we decided to start taking care of the land.  We actually wanted to see if the land can possibly be a camp site and we're glad that the land has spring water there which can be our source of drinking water.  The land also has a mini falls and river below which made my jaw drop because it's so beautiful and serene, makes me wonder if I'm just seeing it in documentary films about nature, but it's really there at the foot of the mountain.  The caretaker cooked us some native chicken and picked some coconut fruit for our water and desserts.  Anyway there are plenty of crops there and we enjoyed some new recipes using only their crops.  It was a relaxing day filled with laughter and we really enjoyed our day away from the hustle and bustle of the city, at the top of the mountain planning how to turn the land into a farm camp site. We promised ourselves to visit again in the next following weeks,    


Friday, March 29, 2024

Youth Summer Camp Fellowship

 We had a nice long weekend in the camp as we joined the youth in our church in their annual summer camp fellowship. Last year we travelled all the way to Lupao, Nueva Ecija to join our brethren in the North area in their youth camp but this year we held it the Overcomer Worship Center.  As the fellowship is really for the youth there are few elders in the church just a few to assist and support the youth in their activities and whatever we can do to help them achieve their goals. As warm as the heat of the summer season the summer camp brought out a fulfilling 3-day fellowship that gave a chance for the young brothers and sisters to mingle, get to know each other from different churches and for those who became friends in the past youth camps they enjoyed being with the brethren friends again.  

The attendees came from Northern parts of Luzon in Isabela, Cagayan, Zambales, and in the distant part of Region IV in Palawan, in the south from Tagaytay and  various towns in Rizal province.  They were accompanied by a few elders in their church including their Pastor.  For our small church with some really young and new members I found joy, excitement and fulfillment in their hearts as they experienced their very first youth camp.  It was reminiscing for me as well because when we were near their ages we experienced travelling to far away places to attend youth camp and the joy we experienced were bountiful as well.  Through the scheduled activities, plays, games and the sharing of God's word and messages from Pastors the youth had a really wonderful time together.

I'm sharing here some fun moments of them. 


Monday, September 4, 2023

Games That Simulates My Dream Store

People grow old but there’s always a part of us that never grows old especially if you feel young at heart and you have hobbies that will make you really active and energetic. Life is fun if you have the ability to see the bright sides of living and make it meaningful and worthy. Living life to the fullest is one of my friend’s goals in life and her idea of enjoying life in its fullest version is traveling to many wonderful places in the world. It gives her too much happiness and excitement when she travels and experiences various cultures and traditions. Indeed, she has travelled Asia, Australia and plans to travel more. 

We all have our own idea of making ourselves happy and contented in our life. Some are happy just being in the rural areas where they enjoy the quiet and peaceful countryside free from the hustles and bustles of the active urban life. Others can’t live without the bright lights and modern amenities of the city with great amusements, tall buildings, lush restaurants and working in big corporate places. People are different in more ways than one and as long as they’re happy with what they have it doesn’t matter what they have and where they are. 

For me having a nice happy family, enough resources to live by and centering my life in the center of God’s life is the best that I could dream of. We enjoy simple things in life and enjoying God’s bountiful blessings. When we’re together we sing, we play, and we talk about our work, hobbies and just enjoy being together. We love playing games when we’re all free from school and work. 

Age doesn’t matter when it comes to playing games, young and old like looking for new games to enjoy especially those games that resemble real life scenario like what I’ve found just recently. Most of the times I’m browsing shops to buy things and sites for movies or for online games. I’m still a child at heart and I just love playing games with my kids. I discovered Tap Supermarket, a grocery store model game where you manage a store, stocking products, checking out customers and expanding your profits. The game really excites me because it simulates my idea of my own dream supermarket.

I’m planning to put up my own store and when I play it I feel like it’s really having my own store to manage like restocking products on displays and stock room to replenish the decreasing stocks of the store. Even if it’s only a game I feel some rush in replenishing stocks and when the customers line up at the checkout line in cashier I tried to click faster to catch up all of them. I even expanded my inventory and bought more products. It really feels like I own a real store and enjoyed playing this supermarket game. I even shared my score here.

I shared this money games to some of the kids in our community and they’ve found their own kind of games. The small kids in our neighborhood who loves pet tried playing the Idle Pet Business game, a game where you operate a pet store. They love it when upon earning income from selling their pet hamster they were able to unlock the pets one by one, first the cats, then dogs, rabbits and parrots. They love buying upgrades because they were able to lower production time, collect earning and gain more profits. It’s cute and fun especially when they shared it on social media. 

Well we’ve found more games about building bridges, selling chocolates and pizzas, web tycoon simulator, sort the trash, idle mining empire and a lot more. Games are really exciting and not just for kids but for the oldies as well, it’s a refreshing resort to relieve your stress and tiredness from everyday work. I feel young again. Try it too.


Monday, January 30, 2023

Saving for the Rainy Days

With the changing of the year it somehow brings a promise of a better future for those who went through so much hardship during the years that COVID-19 lurked over people all over the world. The great pandemic knows no race, religion, country and status in life as it affected not only our physical health but our financial aspects as well leaving all in surprise and wonder what tomorrow may bring. People from all walks of life, rich and poor alike experienced the adversity brought about by health dangers and financial losses. Many were orphaned, some battled depression while others faced financial crisis. 

With these things in mind I can say that there are also advantages on the other side as it also brought us nearer to God and people realized how they should live their lives. It taught us how to give importance to our family and set priorities on the things that we really need most. The lockdowns made us realized that nothing is permanent and we should save for the rainy days when you’ll have to deal with living with no regular salaries and just have to spend on basic necessities with little money you have. 

With the impacts brought about by inflation I learned to expand my horizon not just relying on my corporate job but decided to start a new mini grocery retail business catering to the families inside our little community inside a big compound. The crisis taught me how to save money for the future and learned how to take advantage of the new trends in technology like online shopping where I enjoy using discount coupon codes. To minimize exposure to people I only ordered my products from my suppliers online and have it delivered to my home with lots of freebies and good deals from them. Now my business is more than two years and giving us enough to cover some of our home expenses so I got to save more from my regular corporate job. My kids are also learning how to earn money through effort and patience in managing small business. 

Even though inflation is really high we were able to cope with our finances. I also saved in our company’s cooperative and in a government agency savings fund where I deposited some of my earned money and will earn me dividends after a couple of years. All of these are just small earnings but it gives me satisfaction that I’m managing my money wisely. Saving  money is one of the things that pandemic taught me and prioritizing the basic things in life to spend your hard-earned money. 

I read a lot and watch videos on managing finances, investing and got to browse where I learned to calculate interest and estimated how much I can get if I save a certain amount of money. I also found myself calculating compound savings with online calculators that are available for anyone who wants to know the possible interest you will get from your saved money. It’s easy and enjoyable. Always remember that educating yourself on handling finances will help you a lot in saving for the future. You must try it too and I’m sure you’ll start saving too.


Monday, October 3, 2022

Enjoying Life Work Balance with Recreations

To enjoy life, we need to have a well-balanced world of work and play. We need to support ourselves and our family with the basic things and necessities, so we need to work and earn to sustain our needs. This is the reason why we study and earn degree so we can compete with the corporate world and be stable to start a family of our own. I learned this thing early in life as my father retired early in life because of failing health and my Mom became the breadwinner and reared us all the way to earning a degree in college. God is so good that all of us made our way through college and got a stable job with only one parent earning an income. My family has a very positive attitude in life, and it reflected how we lived our life. 

I also learned that we need a life work balance not just for our physical but mental health as well. This is the reason why we need to have hobbies and sports to beat the stress we sometimes get in the hustle and bustle of life. Work can be boring sometimes because of the routines and repetitive procedures, and you can only be revitalized if you have something that will take your mind off your work. It could be some hobbies like listening to music, watching shows, cooking, painting, photography or it could be enjoying some games. Games are not only for children but for grown up individuals also who need to keep their minds refreshed from the daily work activities. 

Well, everyone has their own stories of childhood and how they spent their young life with the happiest of games and outdoor sports. In our younger years in the rural areas, we’re content playing in the fields running carefree, swimming in the rivers and having fun with whatever nature has to offer. When we lived in the urban areas my siblings and I became so fond of playing table tennis, word games, chess and just playing anything that we found interesting and funny with our friends in the neighborhood. We had so many happy childhood memories that we passed later on to our kids. I would not exchange it for the world. 

Now that I have a family of my own, I’m seeing a different world with the new technology of games for the kids. When my kids were younger, I let them experience those games I had and they’re happy about it. But times keep changing and games evolve also, we just have to enjoy what’s in our plate now. It’s actually more affordable now to play online games because in our days we have to buy video game consoles from Nintendo, Atari and some other developers. Among those that we love to play are Super Mario Bros, Tetris, Pac Man but you can’t play them if you don’t have the handheld consoles unlike now that you only need a mobile phone and internet connection, and you can play all you want. I personally love playing blocks and word puzzles as it stimulates my mind so well. Life is so good when you divide your time wisely enjoying work, family and recreational hobbies and games. 

I enjoy so many hobbies of my own; cooking, calligraphy, baking, gardening, photography and watching movies. My hobbies make me happy and excited for little achievements I gained from those, not to mention that it also relieves stress and make my time worthwhile just like when you play games. They’re both good in balancing your personal life and work. Up until now online games never cease to amaze me because they have everything for all ages and for all walks of life. I find educational games like Educational Math 4 Kids helpful because it does not only entertain kids but educate them as well. Children are now hooked on everything that’s online, and this kind of games will bridge the need for math education and the excitement of playing games. 

From time to time, I explore games that our family can enjoy and play together like Mobile Chess and Word Games. A little thinking over some questions will be just as exciting as the real word games like the mobile responsive crossword puzzle found in The young and old me love word games and so are my whole family. It’s fun to play games and exciting to see how we compete with each other. My kids are as competitive as their Mom. I just love them.


Wednesday, August 10, 2022

Ways on How to Plan Your Own Home

Owning a home is everyone’s dream and a must if you want to be independent from your family and if you want to settle down and start a family of your own. Not all people has enough finances to build their own home and most likely they resort to renting apartments which is the quickest way to have your own place to live. If you think wisely you’ll realize that it’s more expensive paying monthly rentals to a place you can’t own and it’s better when you consider estimating affordability  and searching for a good real estate company that offers the right house plan for your requirements. Since it’s a bit costly to invest in real estate, people find it best to apply for house financing plans. 

Taking out housing loan is a major financial decision that people should be thinking about carefully because mortgage term usually lasts for 15 to 25 years. In entering mortgage agreement it is vital to consider some factors before finalizing your decision. You should compute your monthly income against your monthly expenses to see if you can get through the mortgage payments for the next several years of your life. You can also have some of the printable amortisation schedules  to calculate your payments and decide if your income can afford it. 

It is also important to know the status of real estate in this period because a lot of things changed when COVID 19 hit the globe. It greatly affected the way people live and work. It changed their outlook in life, became cautious in socializing with friends and how they spend their money. People became wise in spending only for the basic essentials in life – food, medicine and home essentials. With these changes brought about by the crisis in health, some businesses suffered economic crisis. 

Some people lost their jobs because companies suffered either decline in profits or bankruptcy. Real estate investments were not spared from this as it's frozen for a time. With the rise of health crisis people missed mortgage payments, sales of properties declined, leased contracts were cancelled and cash flows were minimized to just surviving the company operations. Many people opt to sell their properties to survive the health crisis and some who are planning to invest took a break and decided to wait until the pandemic is over. 

So many things have happened in the past two years and people learned how to live with the simple things in life prioritizing what’s essential in living. Now that the world is slowly returning to normal, some businesses are gaining income again and picking up where they left off including the real estate industry. People can now go back to planning their own home and consulting loan estimator to check whether it’s viable to enter new mortgage or if it’s best to consider remortgages, whatever fits their economic status. 

Well due to financial difficulties some people cannot really save money to buy their homes because house prices are also rising tremendously. For those who cannot invest without help there’s a way to do it with some assistance from the government. There are governments who launch various schemes to help homeowners fulfill their dream of having their own home. You can take ideas from the Government Help to Buy a Home: Schemes & Guidance and seek for advice.

My family is also thinking about entering a mortgage to renovate and upsize our home because some of us are working from home and we’re thinking of making a bigger home office for a more comfortable working environment. We want to estimate payments first before entering a house loan so we will not be burdened with the heavy monthly mortgage. It’s always best to plan and think of ways to maximize income to cope up with the new payments to make. 

I even know some people are doing loan overpayment and asking the help of online calculator to have a graph of monthly and yearly amortization tables. It works really well whether you’re considering buying a new home or even refinancing your old mortgage. It works both ways and it always pays to have a careful and detailed financing planning before deciding to buy a home. If you’re up to it you can visit some mortgage calculator sites.


Monday, August 1, 2022

Recreational Game Bonding with the Family

Having a big family requires a lot of attention and recreational time for the kids to enjoy family bonding together. It’s when they spend their time away from school and from the hustle and bustle of the outside world. As a Mom I usually spend my weekends cooking for my family for them to enjoy not just our time together but their favorite foods as well especially when I have free days away from my work. At the end of the day we spend the rest of our time either watching netflix shows or playing games be it real games or free online games. Kids these days are fond of playing online games which requires creativity and fun actions. 

My kids enjoy fast paced games like network gaming, word games or puzzles that brings out the best of their intellects, as long as the challenge is there they seem to like it. I join them when they play online word puzzles like scramble video game.  The game is very interesting and having played scrabble and word factory games a lot I seem to enjoy it. In this game you just use whatever letter tiles you see in the playing field to create words, you type it and submit. I need to be fast in creating and submitting words or the letters will pile up and gets jumbled. I get excited whenever I finish one level after another. It brings out the best of my vocabulary words and I also learn from it. I’m actually amazed that my kids are even faster that I am. 

My son who loves blocks usually plays minecraft and tetra blocks game as he feels good setting up all those blocks into some sort of order. Though it’s easy on the starting point it gets harder when you miss the right order of blocks and the tower gets higher and movements get faster. Well this is also my favorite and I can play it with much ease and comfort just like my son. We reached higher points than others and we just love playing it over and over again especially when we see the stars brighten upon connecting them next to each other. Games can really make you young at heart. 

My husband sometimes splurge into playing to rest his mind off his busy work schedule but he relaxes when playing the good old school game solitaire as it’s a really relaxing game where you can play at your own pace, just thinking on the moves and completing the pile of cards. He just needs some concentration and he can enjoy it without pressure. Well everyone has their own preferences when choosing games and it always depends on what triggers your curiosity or what challenges you more. What matters also is enjoying every minute of playing so it will be a happy moment not just for you but for the whole family as well. So whenever you have free time from your busy work days start your own family game bonding and look out for some free, fun games on


Thursday, February 17, 2022

Plan Your Way to a Debt-Free Life

With the onset of the health crisis around the globe comes the struggle in the economy of most countries. As the economy affects business and the consumers a great percentage of the consumers applied as much loan as they can get just to get through these hard times. These loans became long standing debts that ballooned into an amount that is harder to pay because of the interest. Debts stemmed from expenses that we could not include in our monthly budget like home repairs, car maintenance, emergency hospital bills, sudden death in the family, educational expenses and some other unavoidable costs that may arise in our everyday living. As all of these necessities are part of our daily lives we have to deal with these even if it means borrowing money from any available lenders. 

Most of the debts nowadays come through credit cards as they are the most convenient and readily available channel that we can get easy cash and can be used for all purchases that we may need for our home and personal needs. The problem from having various credit cards is that we tend to spend more than we need and with a big enormous credit line it’s just so easy to get as much items even if some are not necessities. Soon this will become a problem as we may not be able to deal with the billing statement from the bank creditors. 

The real problems begins when our monthly payments for our debts takes up more than half of our monthly income. This happens to most people and I’m pretty sure that it’s the cause of anxiety and stress for most people with big debts. With this is mind there are things that we can do to settle our debts and bring our finances to good standing.

1. Analyzing Your Financial Situation and Comparing Expenses Against Your Income. We should study about the portions that we should allot for all our expenses. Remember the Spending Plan Pie Chart that we learned from school where we divide 100% to all our expense categories like Housing, Transportation, Living Expenses, Savings, Debt, Insurance, Education, Utilities and Other Miscellaneous Expenses. Percentage depends on your status in life, your needs and priorities. 

If you’re renting or paying for your home mortgage you should allot the right amount for it but if you already own your house you can just plan some amount for repairs and maintenance. If you have children who are still studying you should put adequate percentage for tuition fees and other school fees. Same goes for other categories and it varies depending on the size of the family and the monthly income. 

2. Setting Priorities. We should set our priorities and make a list of our basic necessities and the things that we want to buy if we have extra budget. This way we can easily budget our expenses in the right perspective and eliminate unnecessary expenses that will burden our spending plan. 

3. Knowing the Origin of Your Debt. Analyze where your debt comes from. Are you burdening yourself with high interest from lending institutions? Or do you have too many credit cards that entices you to buy unnecessary luxury items. Debts can come from house and car mortgages too and you should analyze if your debts should be managed properly to avoid high interest. You can read and visit some financial sites to view more  ideas on these things. 

4. Organizing Your Debt and Setting Up Goals to Achieve Lower Debts. Make a list of all your debts and try to learn more from some financial experts on how you can consolidate your debts to lower monthly payments. Debt consolidation is a good start to organizing your debt as it merges your multiple debts into a single debt which will allow you to pay only one bill and think of one monthly deadline with lower monthly payments as well. 

It takes not only money to reduce your debt but good planning ideas as well. Planning comes easy if you have someone who can assist you on your debt consolidation needs. Click here  for guidance on setting up your goals on reducing your debt and try to learn about the pros and cons to fully understand what you’re getting into. They offer fast money solution to get personal loans from a nation-wide marketplace of lenders and lending partners. Funds will be deposited directly to your bank account and you can pay all your debts instantly reducing your various debts to only one debt which you can manage easily. 

So think about this opportunity as a better way to unload your financial anxiety and stress and make your first step to a debt-free life.


About Me

Work-At-Home Mom who quit years of corporate life to take care three kids full time. Fond of cooking, reading books and determined to master housekeeping. Created this blog to share about career, job, human resource, hobbies, sports and travel

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