Savings Account

Even if I and my husband both work in an office we find it hard to save money in the bank, the present economy of this country is really taking us all deeper financially. Actually I can say that we’re lucky enough to have stable job that’s supported our family’s needs for more than a decade. Yes we’ve been in our respective jobs for more than 15 years and we’re still on it.

I’ve been thinking about my children’s schooling and since in about two years they will be entering secondary schools I’m planning to save money for their education. And to be sure that money will be safe in the bank I’ll be opening savings accounts in their name. Since I got into writing advertisement online I shall put my earnings on their account to separate income of my freelance work from my regular office work salary. That’s a nice finance plan.

Read more...

Are You Rock, Paper Or Scissors?

You Are Rock

Powerful and overbearing, you intimidate people with your presence. People know they can't push you around, and they respect that. Deep down, you are calm, confident, and unmovable. You take everything pretty seriously, and you think deeply about all aspects of your life. You tend to feel smothered by paper people. You don't mind crushing the spirit of a scissors person. When you fight, you: Use all of your strength If someone makes you mad: You're likely to throw something at them

Are You Rock, Paper, or Scissors?

Am I really like that? Maybe just 50% of it :-)
But it's true that I'm powerful and people can't push me around because I know my own capabilities. Deep inside I'm a calm and peaceful human, not the type to start trouble much less
throwing objects to people hahaha! I'm a fun-loving person who easily cracks a joke!

Read more...

Air Tools

We’ve hired a carpenter today to do some home repair in our house. Because we’re all working in an office we can’t find the time to go over all repair works needed, we can’t even allot time to schedule repairman. As the carpenter started with his work I noticed that he’s brought all his tools for his two-day work in our house. I remember asking him yesterday if he could bring his air tools so he can do all work needed to fix everything in the house because air tools can really do incredible works around your home and even in your shop too.

Read more...

Drying Up Clothes

I've been looking at my laundry and thinking if I could probably hang it outside but been hesitant because it's been raining all days this week. It's good that nowadays we have spin dryers to help us dry our clothes even on rainy season but these kind doesn't really dry up to the maximum level. Spin dryers just spin the clothes up to the extent that all water are squeezed out but you have to it hang for about few hours without the sun or one hour with the sun to get the driest level of clothes. It's nice to hang it outside where the sun can reach it but you'll have to watch it carefully because if the rain comes you'll be sorry. I decided to let the sun shines on my laundry because I saw that we have a nice weather today! Good for me!

Read more...

Shopping Online

We have in our generation today’s latest technology gadgets, instruments, office and home appliances and many other things that clearly define high technology items. We also have a choice of shopping personally for these modern appliances or buy it online at various online shopping sites in the comfort of your homes. Technology innovations really have all of these for client’s convenience and satisfaction. I myself got glued on searching for the things I love online. As I’m a working mom I don’t have the convenience of time so it’s easier for me to look and find needed appliances and equipments in the internet. In this way you don’t get yourself fatigued and tired of going around malls and stores for which you’ll spend a lot of time.

If you’re like me who search for products online you might want to go to Dealtime.co.uk and be of those tech-savvy shoppers who search and find products online. It’s a great convenience for busy people as you can choose products by brand or by price. They offer various products such as appliances like plasma tv, books, clothing, computers, home and garden items, health and beauty products, kids and family items, music, mobile phones, cameras, jewellery, office products, toys and games, sports, video games and many more. What’s even good about it is they have product reviews and you can compare prices and specification of products so you’ll know if you’re getting a good sale price. Shopping is made easier and exciting with them.

Read more...

Carpenter Friend

Mom asked a long-time all-around carpenter and repairman family friend of ours, Bro. Ver who always help us fix things in almost every corner of the house. He repairs various areas of the house be it plumbing, masonry, carpentry, in window glasses and many other things. He has skills in almost all construction areas. Well, he's the man trusted by my engineer brother. He stays in the construction site most of the time when needed and if they're on vacation or in-between projects he comes to us for repairs. I asked to do my new toilet/bathroom project, an additional for our house. I told him I want it to have modern fixtures and really beautiful. How nice to have a friend like him!

Read more...

Small Business Loan That Fulfills Your Dream

I’m very excited at the thought of putting up my own business where I’ll spend my time, my skills and my heart in it. Of course I’ll setup a business where my heart is and that will going to be a bakeshop of my own. It was a dream but in today’s economic crisis we should think carefully before venturing into new horizon.

We should be thinking if our money was enough capital for our chosen field of business, you know business differs in needed capital and manpower. And when you think of capital we should consider assistance in getting our small business loan to broaden our financial capabilities in our business. It’s important that we have extra funds for economic turn of events; our business will be affected by such period as most business has been these days.

If you’re interested in financing your small business you should get the help of America One Unsecured which offers unsecured loan for your personal and business needs with their lending programs. You don’t have to worry about financial and other legal documents, no collateral, no application fees and no costly mistakes.

You’ll be assured that your application is strictly confidential. They understand the needs of small entrepreneurs the reason why they see to it that you’ll have an easy and quick application process besides having competitive rates. You’ll have independence in applying for whatever personal loans you may need for vacation, home improvement, car repair and other emergency financial assistance you need.

Read more...

BT&T Dinner

All ADB-assigned staff and some of us in head office had a company dinner in Pier One in Julio Vargas replacing yearly company outing. Main office staff had their swimming in Pansol, Calamba two weeks ago which I didn't attend because it's too far for me and I'll be away from my kids for one night and one morning. Berry arranged for everything and she asked Osang and me to accompany her to our chosen venue, the same resto where we had our company dinner last year for which all BT&T employees had attended.

Read more...