Bill Consolidation
People have different ways of budgeting their money and it all stemmed up from the person’s attitude towards finance handling. I admired those average class families who can balance their salaries and expenses with no loans. I remember my father when we were young, he never borrow and apply for any loan. He finds it very risky to enter into loan agreement especially if it requires collateral. If he wants to buy a lot he’ll wait till he has enough savings to buy what he wants. He and my mom have a principle that he imparted to us and this is ‘do not buy what you do not need and do not need what you cannot buy’. It’s a simple phrase but it’s also a big help to us. Even up to this time that phrase is essential as this generation has brought along modern attitude towards people. This is the world of high technology gadget, shopping online for your needs and using credit cards as your payment. Applying and getting loan is as easy as ABC so people tend to miscalculate their finances leading to bills that seem to burden your monthly salaries. And when this happens to you you’ll end up bankrupt and the easy solution for this is bill consolidation which will combine all your loans and bills into one big loan giving you just one bill to pay and more likely with lower interest rates.
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