Personalized Books for our Kids

Our children are God’s most beloved gift to us. We do everything to give them the best. We work for their needs and bears life’s everyday worries knowing there are little angels who love and depend on us. There are different ways of caring and loving them, some are just normal while others are over protective. No matter what your style is, be it obvious caring or not so the most important thing is we’ll do everything with the help of God to make them happy.

As for me I add some little memorable things on special occasions. On their birthdays I always give my kids personalized cards with picture of each member of our family with personalized handwritten dedications. They really love it because it represents so much love and care. Another special gift which is truly unique is giving them personalized books which gives a perfectly personal touch. Just imagine the excitement and fascination you’ll see in your child’s eye, truly wonderful!

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Amazing Blogger Award

This award was given to me by Cecil , my blogger friend whom I think is a very amazing blogger, responsible mother and wife, thanks dear! You're really a thoughtful friend remembering me and my sister Redge always! Meeting you online is great sis! Appreciate your thoughts so much!

Now I am passing this to Lainy, Gem, Yen, JennyL, Ivy, Mira, Darlene and Nita. Take it my friends for I think you're all amazing!

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Walking In The Traffic

It’s been a week now that everyday traffic is very notable in the roads leading to my work. No matter how I tried I’m always caught up in the traffic jam. Well it’s not new to us living in Cainta where you have to endure non-moving minutes where vehicles sometimes stop the engine because of too much traffic. But the thing is the traffic now extends to the roads near our office in Libis so it’s like ages before you reach your destination.

I’m good in walking and I walk a lot but I was afraid sometimes that I might be tired enough to work or I might have Plantar Fasciitis due to too much standing and walking. I’m very much aware that my strength lessened when I reached 40 and besides I don’t have much exercise these past few months. Maybe I’ll just try to start earlier than usual so I can reach my office earlier too.

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Christmas Spirit Award

For us Christmas is everyday, it doesn't necessarily mean that the spirit of Christmas which is love and giving should be practiced only during the holidays. We should have the spirit of Christ's love to us every hour that we're alive and healthy. Cecil gave me this wonderful award and I'd like to thank her for always remembering me, such a thoughtful friend. Thanks dear for being such a warm blogger friend!

And because it's loving and giving that we're talking of I want to pass this award to all my online blogger friends. I never thought that friendship can be developed online. Happy Holidays!

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Debt Consolidator

There are many ways on how we can get through emergency expenses and financial needs. Some resort to applying for payday loan online which I think is a little bit risky because identity thieves may hack your signature and personal information. And anyway this can also add up to your lists of debt which will lead you further to bad credit reputation if you fail to pay them all. In case this situation arises you may call 877-550-0595 for debt help. They will give you advice on money management and how you can reduce your debts.

As per my observation the biggest percentage of credits we have is on credit card debt. These I think is true because I can see it in my work, almost every employee have at least one or two credit cards. Temptation on spending beyond your limit is very high especially if you’re using credit cards. It’s so easy to spend and just think of today but the hard part is how you can pay all your purchases on the following days and months. People tend to forget the value of finance management.

Best way on how we can be relieved of our never-ending and multiple debts is through proper debt management. Consolidating debts is the most probable solution for this problem. With the help of debt consolidators we can get some tips and advices on handling our money through counseling, our debt will be reduced by 60%, enjoy lower interest rate and you’ll be thinking of one loan payment only instead of multiple payments. In few months time you’ll be debt-free and you’ll regain your good credit reputation again.

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Just Around Us

It's my father's birthday today and even if he's not with us anymore we still want to remember him on his birthday. It's been 11 years since God has taken him to rest his body and even if it took me a long while to recover from his death I thank God that now I can hold my tears from falling when the topic is him. Know why it took me so long? I'm his favorite as what they always say because I look like him and my traits are almost same as him also.

My Mom always tells others that I took many of his talents lol! Well I've got his photographic mind, his flair for writing - he's the speech writer of our town mayor in his time, his administrative skills in office and many other things that my family knew. Some that I got from him are the small simple ways, mannerisms, the way he walks and his temper sometimes! Being a Sagittarian also just like him, and as I've said his looks particularly the eyes and lips.

Well, this will take me so many sentences and paragraphs to describe him and how I missed simple things about him but the most important thing is we really missed him in the house. Now we’re happy that God sent us a small thing to be happy because my youngest, my son Joshua resembles him so much. It reminds us of him and we thank God that now we feel he's just around the corner watching us all..

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Financial Freedom Awaits

Through this entire economic crisis in our country people tend to use credit cards and apply for loans so they can survive their own financial struggle. Little did they know that the more they depend on credits the more they’re unable to manage their money wisely? Temptations will be there for people who will not be able to control their desire to spend beyond their capacity. The only solution if the debts became higher than their earnings are debt consolidation companies that helps people manage their finances and consolidate their multiple debts into one.

And there’s also good news that there are companies who provided loans through different government programs with the objective of helping people pay their multiple loans. The government debt consolidation loans are great solution in consolidating various loans into one single loan. Even students benefit from this loan and the interest rate is very low.

Aside from debt consolidation a person with too much debt can also file for bankruptcy. But one must also know how does bankruptcy work because your property can be of danger. You’ll have to sell some of your property to pay off debts and will be in a payment program depending on the amount of your debt. Financial freedom awaits those who are ready to take the challenge of financial advice on managing your finances wisely. After all it’s nice to free of debt again

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:Wordless Wednesday-Paintings (Musicians)

Happy Wordless Wednesday though I'm not all wordless today (as always lol!!) This painting was taken inside the conference room in our office. I always stare at this painting everyday because I love paintings of all kinds. Guess I'll share this with you guys! I'll have another entry of paintings in My Crossroads.

Visit more WW entries -> here.

Wordless Wednesday

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Shot On The Spot

I find this tag exciting because you really have to post a recent picture of yours not necessarily the prettiest but the one that's shot on the spot. The moment I saw this tag I really got so excited. This photo was taken by my daughter Gen while we're hurrying to the car on our way to our sunday fellowship in Cubao.

I just went to one side of our living room and say cheese lol! I'm always the one who shots but this time I'm the one who pose for a shot. I asked Gen to be firm and good in taking my shot coz I usually don't look good in pictures lol! excuses :-)

This tag by the way came from Cecil, a blogger friend dear to me and my sis Redge. She tagged us both. Anyway this is really nice and I want to pass this to my blogger friends JennyL, Yen, Emzkie, Tere, Darlene, JennyR, Ivy, Lainy, Nita and new friend Fat.

Here's the rules:

1. Take a picture of yourself right now! (the moment you read this tag)
2. Don't change your clothes, don't fix your hair, just take a picture.
3. Post that picture without editing.
4. Post these instructions with your picture.
5. Tag 10 people to do this. And don't forget to leave them a message about the tag.

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Save Energy!

Due to road widening in our place our electric meter’s glass cover was accidentally broken during the demolition of commercial space near our house. It was our meter many years back and we’re so glad that it’s a mechanical meter not the new digital meter being imposed by the current provider of electricity. When Meralco knew about this they replaced our old broken meter with their new digital meter.

This changing of meter alarmed us because I’ve heard stories of sudden increase of meter reading due to new digital meters. True enough our usage or watts consumed has increased by 20% and when we requested for a mechanical meter they said that they will phase that kind of meter so they will not be able to grant our request. As there’s no point in arguing with them we just thought of solutions on how we can minimize our consumption so I look for energy efficient lights and appliances that will help us save energy and money.

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