Thursday, June 26, 2008

Credit Card Debt Solution

In this time and age people tend to use credit cards instead of cash money in purchasing their needs; their groceries, appliances, clothing’s, home supplies, medicines, gasoline and almost everything that a card was allowed to use. In this way people don’t have to bring cash with them thus preventing bad elements from stealing money from them. It’s safer and convenient, as they say cashless shopping. But did you know that using credit cards as replacement for cash payments have its advantages and disadvantages. It’s true that it’s really convenient to use cards but the mere fact that it’s very easy to use leads the user to depend on it primarily. They sometimes forget how to make use of their credit cards wisely that it leads to overspending and before they knew it the burden of debt is upon them with high interest rates. And if your income can’t stand the pressure of paying too much debt you’re faced with financial bankruptcy. In cases like these you need debt consolidation program to reduce your monthly payments and help you solve your problem in the best way they can.


I’ve experienced using my credit cards up to the limit that I was allowed to and the result really gave me a headache as interest and charges increased also. It’s hard on the budget and your reputation will be affected also. I’ve inquired and availed debt settlement program which gave me a financial liberty to pay off my debt in 18 months with fixed low interest. After 18 months I’ve became debt free and successfully regained my good credit name. I’ve learned a very good lesson in that experience and have managed my finances wisely.


So if you’re suffering from stress and worries of overwhelming credit card debt you need to reduce and consolidate your debt. And what is the best way to do it? Seek the help of companies who offer assistance to clients with debt problems like the Newport Financial Services which provides debt relief with their Credit Card Debt Consolidation Programs. They assist their clients find the best alternative for solving their debt problem. Their program help reduce debt by as much as 40% to 75%, become debt free in 36 months or less and reduce monthly payments by up to 50%. You’ll be comfortable that you’ll be paying just one bill per month as they consolidate all debts in one. They will ensure you achieve that goal and regain your good reputation.

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Travel To 7 Continents

Start Copy:


Tagged by JennyL

Rules :
1. Start Copy from “Begin Copy” until “End Copy”.
2. Put your blog’s name and url write in which continent you live, add the country you live in. Example : My Imaginary Travels (Netherlands)
3. Leave your url post in here and I’ll add you to the Master List.
4. Please help spread this tag by tagging your friends as much as you can.
5. Don’t play unfair! If you have more than 1 blog, you can participate all your blogs for this tag. BUT you will have to post this tag to all your blogs as well. So, please. Don’t cheat!
6. Please come back again to copy the update of the master list, often. This process will help new participants to get the same gains as the first participants.

7. Don’t forget to use the banner at your post, you can save as or you can just copy the code in here.

Master List :

A. Asia : 1. Moms… Check Nyo (Philippines) 2. Aeirin’s Collections (Philippines) 3. Jenny and Belle(Philippines) 4. Hailey’s Beats and Bits (Philippines) 5. Appleofmyeyes(Saudi Arabia) 6. Deranged Insanity (Philippines) 7. Fun|Fierce|Fabulous (Phils) 8. A Slice of Life (Phils) 9. Jenny Said So (Phils) 10. Race Corner, 11. A Beautiful Life, 12. Moments of My Life

B. Australia : 1. your turn

C. Africa : 1. your turn

D. North America : 1. Simple Life, Simply Me (USA) 2. Pinaymama’s Diary (USA) 3. 3 Garnets & 2 Sapphires (United States) 4.Traipsey Turvey (USA) 5. Dabawenyako (USA) 6. Icelog (USA) 7. Jenny’s Wandering Thoughts (USA) 8. BLOGSILOG (USA) 9. your turn

E. South America : 1. your turn

F. Europe : 1. My Imaginary Travels (Netherlands) 2. Juliana’s Site (Netherlands) 3. Picturing of Life (Netherlands) 4. your turn

G. Antarctica : 1. your turn

~ End Copy ~

Now I am tagging my sis Redge, Geng, Juliana, Cecile, Julai, In-In, Anna, Tom, Liza and Ivy

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Outer Banks Vacation

We all need rest to keep our body in great shape and condition, to stay healthy and strong and to relieve ourselves of worries and tensions. And for me one of the best ways to relax your body and mind is to have a vacation away from your home so you’ll have plenty of time to relax, rest and meditate. Some people want it somewhere in the provinces, in the mountains, or in the beach. I’ve known many people also who prefer to spend it in an Outer Banks vacation rental home where they can have peace of mind looking at the beach or visit other places around the area. It was a wonderful thought!

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Sparkle Friends - A Tag

Got this from Juliana! Thanks girl! Anyway, if you don't have this one yet feel free to grab it!



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My Mom's Massage Therapy

My Mom’s knees are always aching because of rheumatism and when we brought her to a doctor specializing in rheumatism and arthritis she prescribed her a medicine that she’ll be taking when she can’t bear the pain anymore. We bought the prescribed medicine and let her have an intake but up to the point only that the pain is so strong. A friend told me that her mom died because of too much intake of medicine for rheumatism so she suggested to get one therapist from massage therapy schools roster of graduates because they can easily provide massage therapy to anyone needing their services. My mom loved the idea of having her personal therapist. She learned that therapy is a better alternative to soothe body pains and relax your mind. It’s also a safer method.

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Wednesday, June 25, 2008

Flame of Friendship

I got tagged by JennyL. Thanks Bes!

Start Copy here:

The Flame of Friendship.
A symbol of spirit of unity.
The burning icon of love.
Undying picture of hope.
The hot symbol of oneness.
The Flame of Friendship.

And now it’s your turn to flame yourself! Meet new friends. Discover friendship. Make bonds.

Copy this post starting from the PICTURE ABOVE to the end and add your blog on the list below.

Let’s start FLAMING!

+ The People Who Accepted The Flame of Friendship +
Tiklaton: We are the witness
Janeth Vicy’s Life Journey
My Precious
Jean’s Live it Up…
Sharz - Pangit’s Journey In The States
JAM-Life:Thoughts & Inspirations
The Sweet Life
Beyond Being A Mom
Me and Mine
My so called life
The Paper Vision
A Slice of Life
Moments of My Life

OOOPSS!! Don’t forget to invite your friends!

_________________
END COPY HERE

I'm tagging bes Geng, Julai, Emzkie, JennyR, my sis Redge, Cecile, Lisa, Tere, Nita, Juliana, Mira and all of my blogger friends!

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Natural Way of Treating Acne

My cousin has been worried lately by the small pimples that suddenly popped out of her face near the nose. It has always been her dilemma because she always tells us that she got it from her father’s blood, the skin prone to pimples and acne. I’m still wondering if it’s hereditary as my cousin always tells me. Well if that’s true many would groan as that will add to their problem. You can’t easily cure hereditary sickness. My cousin’s profession is teaching and she badly needed a remedy to her problem as she always face a lot of people everyday and she’s getting conscious of her face scars brought about by pimples. And she’s also worried that it might turn into acne.

I’ve been blessed I must say that my parents don’t have history of pimple or acne-prone skin if hereditary thing is true. But when I was in college days I experienced one or two pimples now and then if I spent late nights and eat too much fatty foods but I’m lucky that I passed the puberty stage without scars of acne on my face just like my siblings. But still I’m doing some reading and surfing on issues about skin problems because it can happen to anyone and if you know about Natural Acne treatment you can help others recover from this. Acne laser treatment is good and fast solution to acne problem but it’s also expensive. If you can’t afford laser treatment and you’re patient enough you can start curing your pimples or acne in a natural way. Best way is through a good healthy diet devoid of too many fats and sugars, using herbal medicines, drink plenty of water to wash away toxins and proper hygiene. You might never know solution for your acne can be found in your home only.

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Tuesday, June 24, 2008

Your Age by Diner & Restaurant Math

YOUR AGE BY EATING OUT

Don't tell me your age; you probably would tell a falsehood anyway-but
your waiter may know!


This is pretty cool and neat! It will give out your real age and how many times you want to dine out. Try it now!

DON'T SCROLL DOWN, Just slowly read as you go by!

It takes less than a minute. Work this out as you read.
Be sure you don't read the bottom until you've worked it out!
I can assure you it’s not one of those waste of time things, it's really fun.

1. First of all, pick the number of times a week that you would like to
go out to eat (more than once but less than 10)
2. Multiply this number by 2 (just to be bold)
3. Add 5
4. Multiply it by 50
5. If you have already had your birthday this year add 1758...
If you haven't, add 1757.
6. Now subtract the four digit year that you were born.

You should have a three digit number

The first digit of this was your original number. (I.e., How many times
you want to go out to restaurants in a week.)

The next two numbers are

YOUR AGE ! ------ (Oh YES, it is!) I want to eat outside twice a week and I’m 40 years old.

THIS IS THE ONLY YEAR (2008) IT WILL EVER WORK. Satisfied?

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What Kind of Breakfast Are You?


You Are Cereal



Playful and lighthearted, breakfast is likely your favorite meal of the day.

(In fact, you're probably the type who sneaks cereal as a midnight snack.)

Your culinary skills are probably a bit lacking... and you are a sucker for junk food.

Some people accuse you of eating like a kid, but you prefer to think of yourself as low maintenance.

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Donate Your Used Boat

Helping others by giving donations is a humble thing to do and gives a certain fulfillment in your heart. What you do to the least of your brother is like doing it to Jesus. Giving shelter to live, food to eat, clothes to warm cold bodies and help to the less fortunate ones are the best deeds in life. What good would it be if you only give to those who can repay you? Those that can’t repay are the ones you should help first. God will be the one to return all the blessings that you gave to others. You can give cash or goods depending on your capacity. Like if you want to give to Angel Ministries you could donate boats so you can help them create children’s animations and anti-drug documentaries.


This is a unique kind of asking donations for a cause, you can donate your used boat of any kind like fishing boat, bowrider boat, cabin cruiser boat, sailboat, skiboat or many other kinds of boat. Angel Ministries promote Boat Donations from all over the nation and they sell these boats at 50% off and use the proceeds to help their partner charities. Their children’s animations DVDs were distributed for free and can teach ethical and moral lessons to children.


I’m really amazed at their brilliant idea of encouraging people to donate used boats for helping less privileged people like the orphans, boys in the rehabilitation homes and even prisoners. This Donate my Boat to Charity program is a big help to those who wants to have a renewed life and better future. So let’s help them now and donate our used boats to them.

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About Me

Work-At-Home Mom who quit years of corporate life to take care three kids full time. Fond of cooking, reading books and determined to master housekeeping. Created this blog to share about career, job, human resource, hobbies, sports and travel

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